Some 15.4 million consumers were victims of identity fraud in 2016, up 16 percent from 2015 according to the Javelin 2017 Identity Fraud Report, and the highest figure recorded since the Javelin began tracking fraud cases in 2003.
Why wait until you're a victim?
Every time news breaks about the latest data breach it is unnerving and leaves us to consider if or how it might affect us. Nobody likes that sinking feeling when the breach occurs at a company we've done business with or have an account with as we come to terms with our greatly increased vulnerability to identity fraud.
Stuff happens. Traffic infractions, real estate sales, home rentals or purchases, family matters, etc. When a medical issue or question arises, most of us have a doctor we call... but what about when you have a legal need? Who do you turn to? How do you go about selecting the right attorney for you?
By now we’ve all heard more than we’d like to about identity theft. Everywhere we turn there are advertisements and news stories about it. Many of us know someone who's been affected or have been victims ourselves. The stories are ever present and awareness of identity theft is at an all time high. Unfortunately, the statistics are climbing and incidence of identity fraud is also at an all time high.
Let’s face it, it’s a fact that employees don’t leave their personal problems in the parking lot when they come to work. Forward thinking employers recognize this and take the steps necessary to ensure their employees resolve their issues quickly and seamlessly so they can return to being happy, productive workers.
Review and Update Your Legal Documents
Important Tax Changes for 2018
Tax Return Basics
New Year's Resolutions
A Word on Data Breaches
The “Right” Attorney vs. Any Attorney
Identity Theft is Still On The Rise
We all know how important it is to limit distractions at work. It seems obvious that productivity will suffer when an employee is sick and working at a reduced capacity or unable to work altogether. But what about if the employee is in perfect physical health, but struggling with their personal finances. This can cause stress and distractions that are much less obvious than say, the flu, but can still result in reduced productivity in the workplace a.k.a. presenteeism.
By Donald A. Rowe
Vice President Employee Benefits, Legal Club and VEBB Past President
I attended the annual VEBB meeting last month in Indianapolis. VEBB is an acronym for Voluntary Employee Benefits Board. This carrier-only organization meets annually to talk about what is going on in the voluntary benefits industry, holding it's Annual Meeting one day prior to the start of the yearly Benefits Pro Expo at the same location.
Voluntary benefits are like a garden. And like any garden, the voluntary benefits garden needs tending. It's not “fire and forget”, you need to check on it. It's a way for you to continually layer new products each year into the client’s employee benefits offering. You don’t have to offer them all, nor do you have to offer them all at once. Come back to it frequently to make it work.
Meaningful Benefits for Everyday Life
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Legal Club provides group legal, tax, ID theft solutions and other benefits to more than 2,000,000 working Americans and their families. Legal Club's suite of products can be tailored to meet the needs of evolving employee populations and are designed to provide maximum value and flexibility. Partnering with agents, brokers, consultants and other distributors, Legal Club has provided meaningful benefits for everyday life to organizations around the country for more than two decades.